ECO4 Scheme Extended Until March 2026 | 7,000+ Installations
Energy Efficiency
ECO4 Guide 2025
Winter Warmth

How ECO4 Helps You Keep Your Home Warm Without Turning Up the Thermostat

Quick Answer:

YES - ECO4 provides FREE boiler upgrades (90%+ efficiency), insulation, and smart controls that trap heat in your home. This means you can lower your thermostat by 2-3°C while feeling warmer than before, saving £800-1,200+ annually on heating bills.

Peter Davies, ECO4 Analyst - Energy efficiency expert

Peter Davies

12+ years • 7,000+ installations guided • ECO4 scheme expert

December 202512 min read2,500+ reads
ECO4 helps keep home warm without turning up thermostat - professional boiler installation
12 min read

£800+

Avg. Annual Savings

Key Takeaways

Lower Thermostat, Same Warmth

ECO4 improvements let you reduce thermostat by 2-3°C while staying just as warm

Save £800-1,200 Annually

Combined efficiency improvements can cut your heating bills dramatically

90%+ Boiler Efficiency

New A-rated boilers waste far less energy than 60% efficient old models

Stop 35% Heat Loss

Cavity wall insulation prevents massive heat escape through walls

100% FREE Improvements

All ECO4 upgrades are fully funded - no upfront costs for eligible households

Instant Improvement

Feel the difference immediately after installation - warmth from day one

Understanding ECO4 Energy Efficiency

What ECO4 Offers for Home Warmth

The ECO4 scheme (Energy Company Obligation) provides fully-funded energy efficiency improvements that help your home retain heat naturally. Instead of turning up your thermostat and paying more, ECO4 upgrades make every unit of energy work harder.

A-rated boilers (90%+ efficient)
Cavity wall insulation (stops 35% heat loss)
Loft insulation (stops 25% heat loss)
Smart heating controls included

Why Your Home Loses Heat (And How ECO4 Fixes It)

As an ECO4 analyst with over 12 years of experience helping UK homeowners, I've seen thousands of families struggle with the same problem: turning up the thermostat and watching bills climb while still feeling cold. The issue isn't usually how much heat you're creating - it's how much you're losing.

The average UK home loses up to 35% of heat through walls, 25% through the roof, and significant amounts through old, inefficient boilers that waste nearly half the energy they consume. ECO4 tackles all of these problems with fully-funded improvements that make every unit of energy work harder for you.

Expert Insight

"In my experience, most homeowners are shocked to discover that a new boiler combined with proper insulation can let them reduce their thermostat by 2-3°C while actually feeling warmer. It's not about using more energy - it's about using it smarter."

— Peter Davies, ECO4 Analyst

Understanding Where Your Home Loses Heat

Before we can keep heat in, we need to understand where it escapes. Most UK homes, especially those built before 2000, have significant thermal weaknesses:

Walls (35% Heat Loss)

Uninsulated cavity walls let heat radiate directly outside. External wall insulation or cavity fill can dramatically reduce this loss.

Roof (25% Heat Loss)

Hot air rises, and without proper loft insulation, your heating money literally goes through the roof. 270mm+ loft insulation stops this.

Old Boiler (30-40% Waste)

Boilers over 15 years old often run at just 60-70% efficiency. For every £1 spent, 30-40p is wasted. New A-rated boilers are 90%+ efficient.

Poor Controls (15% Extra Cost)

Basic thermostats can't adjust to your lifestyle. Smart controls learn your patterns and prevent overheating, saving up to 15% more.

ECO4 addresses ALL of these issues with fully-funded improvements. You don't need to choose between warmth and affordability - you can have both.

How A-Rated Boilers Keep You Warmer on Lower Settings

The boiler is the heart of your heating system, and an old, inefficient boiler is like a tired heart - it has to work harder to achieve less. Here's what makes ECO4-funded A-rated boilers different:

FeatureOld Boiler (15+ years)ECO4 A-Rated Boiler
Efficiency60-70%90-94%
Heat-up Time45-60 minutes20-30 minutes
Temperature StabilityFluctuates ±3°CStable ±0.5°C
Modulating BurnerNo (on/off only)Yes (adjusts output)
Annual Running Cost£1,400-1,800£800-1,100
WarrantyExpired5-10 years

Why This Means Lower Thermostat Settings

An A-rated boiler with a modulating burner maintains your set temperature precisely. Instead of cycling on and off (which causes temperature swings), it adjusts its output continuously. Your home reaches the set temperature faster and stays there more consistently, so you don't need to set it higher "just in case."

Insulation: The Secret to Keeping Heat Where It Belongs

While a new boiler creates heat efficiently, insulation ensures that heat stays inside your home. Think of it as wrapping your home in a thermal blanket - the heat you pay for stays with you, not your neighbours or the atmosphere.

Cavity Wall Insulation

Installed by injecting insulating material into the gap between your inner and outer walls. Reduces heat loss through walls by up to 35%. Takes just a few hours and causes no disruption inside your home.

Typical saving: £200-300 per year

Loft Insulation

Laid between and over your loft joists to create a thermal barrier. Modern standards recommend 270mm thickness. Quick to install and makes an immediate difference to heat retention.

Typical saving: £200-250 per year

External/Internal Wall Insulation

For homes with solid walls (no cavity), insulation can be added to the outside or inside of walls. This is a more comprehensive solution that can transform even the coldest solid-wall homes.

Typical saving: £300-500 per year

With proper insulation, your home retains heat for hours longer. Many of our customers find they can turn off the heating earlier in the evening and still wake up to a comfortable home in the morning.

Smart Heating Controls: Precision Temperature Management

The third pillar of ECO4's approach to efficient heating is smart controls. These modern thermostats and controllers go far beyond simple temperature dials, learning your habits and optimizing heating automatically.

Remote Control

Adjust heating from your smartphone. Turn on before you arrive home, turn off if you're staying out late.

Learning Mode

Smart thermostats learn how quickly your home heats and adjusts timing automatically.

Usage Reports

See exactly how much energy you're using and get tips to save even more.

Smart Control Savings: Studies show that smart heating controls can reduce bills by an additional 10-15% compared to manual thermostats. When combined with a new boiler and insulation, total savings can exceed £1,000 annually.

Real Results: Customers Who Lowered Their Thermostats

Don't just take our word for it. Here are real stories from UK homeowners who've experienced the ECO4 difference:

D
Dorothy Harrison

71Sheffield

Pension Credit recipient

"I used to have my thermostat at 23°C and still felt cold. After my free boiler and loft insulation through ECO4, I now keep it at 20°C and my home is toasty warm. The difference is remarkable - I'm saving money AND I'm more comfortable."

Annual Savings£890 annually
J
James Mitchell

52Newcastle

Universal Credit recipient

"Our old boiler was working overtime just to keep the house at 19°C. The new A-rated boiler heats the house in half the time and we've actually lowered the thermostat. Combined with cavity wall insulation, we're saving over £1,000 a year."

Annual Savings£1,020 annually
S
Susan Clarke

44Liverpool

LA Flex approval

"I didn't receive benefits but qualified through LA Flex because of my low EPC rating. Got a free boiler and external wall insulation. My home has gone from cold and draughty to warm and cosy. I can't believe I waited so long to apply."

Annual Savings£780 annually

Step-by-Step: Getting Your FREE ECO4 Improvements

The process of getting ECO4-funded improvements is straightforward. Here's exactly what happens from application to installation:

1

Eligibility Check (60 Seconds)

Complete our quick online form or call us. We'll ask about your benefits, property type, and current heating situation. This takes just 60 seconds and there's no obligation.

Start Your Check
2

Documentation & Verification (3-5 Days)

We'll verify your eligibility by checking your benefits status and property EPC rating. You may need to provide proof of benefits (a recent letter or screenshot works).

3

Free Home Survey (1-2 Weeks)

A qualified surveyor visits your home to assess your current heating system, insulation levels, and property condition. They'll recommend exactly which improvements you qualify for.

4

Installation Day (2-4 Weeks After Survey)

Gas Safe registered engineers install your new boiler (typically 1 day) and/or insulation (1-2 days). Everything is fully funded - you pay nothing.

Start Saving Immediately!

From day one, you'll have a warmer home, lower thermostat settings, and dramatically reduced energy bills. Plus, your new boiler comes with a 5-10 year warranty.

Frequently Asked Questions

Ready to Stay Warm Without the High Bills?

Join over 7,000 UK homeowners who've already transformed their homes with ECO4. Check your eligibility in 60 seconds - it's completely free and there's no obligation.

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